You just withdrew money at an ATM, went for a walk around the neighbourhood and, by the time you got home, your wallet’s cleaned out. Then your phone pings with a message from the bank reminding you of another totally unplanned, random purchase. And before you’ve reached the end of your pay cycle...

You can save hundreds -- or even thousands -- of dollars by employing some of these tips. In the process you may end up better prepared for retirement, too. A major tax bill has been passed, and in the years ahead many Americans will be paying more than before, while many others will pay less....

The earlier you start your retirement planning, the better. Consider starting an SIP in equity mutual funds early in your career. Many youngsters believe retirement is a distant reality, planning for which can be pushed back some years. What this usually means is that those in their 20s often...